SmartBank emerged in January 2006, when local long-time executive banker Bill Carroll and Billy Carroll decided to start the process or organizing a bank with the image, values and service level that would become incomparable to any to any other bank in the market. SmartBank opened its first office in January 2007 in Pigeon Forge and soon expanded with offices in Sevierville, Gatlinburg and Knoxville. In October 2012, SmartBank expanded in the Florida Panhandle, by acquiring branches in Destin, Fort Walton Beach, Pensacola and later opened a Lending Production Office in Panama City. In 2014, SmartBank announced plans to merge with Cornerstone Community Bank based in Chattanooga. Post-merger, SmartBank now has five additional branches strategically located throughout the Chattanooga market. Recruiting the best people, delivering exceptional client service, strategic branching and a conservative and disciplined approach to lending have all given rise to SmartBank’s success. At SmartBank, we are committed to creating a better bank, and we will continue to work hard and capitalize on opportunities that build value for our shareholders, clients and associates.

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2430 Teaster Lane #205 , Pigeon Forge , TN 37863